Should You Buy Monero in 2025?

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At HelloSafe, our expert has been monitoring the Monero cryptocurrency for over three years. Each month, hundreds of thousands of users in South Africa trust us to analyse market trends and identify the best investment opportunities. Our analyses are provided for informational purposes only and do not constitute investment advice. In line with our ethical guidelines, HelloSafe has never purchased Monero or received compensation from any entities associated with its ecosystem.

Monero in brief

How much does 1 Monero cost?

The price of Monero is up this week. As of today, Monero (XMR) is trading at approximately R5,970.00, reflecting a 1.2% gain over the past 24 hours and a 0.9% increase this week. Its market capitalisation stands at around R110 billion, with a 3-month average daily trading volume near R1.79 billion. Monero ranks #24 by market cap, with 18.45 million XMR currently in circulation, representing about 0.25% market dominance among all cryptocurrencies. As always, Monero's price in South Africa remains subject to notable volatility, offering both risk and opportunity to those interested in the privacy-focused crypto sector.

Our complete opinion on the cryptocurrency Monero

After analyzing the latest trends and the past three years of Monero’s trajectory, our proprietary algorithms have synthesized on-chain metrics, technical signals, market data and competitive benchmarking to assess XMR’s current outlook. This in-depth, data-driven approach triangulates Monero’s evolving position in the privacy coin ecosystem, factoring in both structural and cyclical catalysts. So, why might 2025 mark a renewed strategic entry point in the privacy-focused blockchain sector?

Recent Performance and Market Context

Price Performance Over 1–3 Years

Monero (XMR) has delivered an exceptional recovery trajectory, with a robust 92.5–95.2% price gain over the past twelve months, bolstered by 44.7% growth in just the last six months—a clear outperformance relative to many altcoins outside the privacy sector. Trading at $321.70 (as of June 2025), Monero sits at a critical technical confluence, having weathered sharp sector rotations and ongoing regulatory headwinds.

Short-term volatility remains heightened following the wave of exchange delistings and jurisdictional tightening through late 2024. Yet, 24-hour trading volumes have stabilized in the $89–96 million range—a testament to resilient market appetite and the asset’s proven liquidity, even in a fragmented trading environment. Monero’s market cap, now close to $6B, secures its position within the top 30 digital assets globally.

Positive Events and Ecosystem Developments

Recent quarters have seen Monero break out from an eight-year accumulation range, with multiple technical analysts identifying bullish “Cup and Handle” patterns as well as meaningful surges in trading volumes—especially on decentralized and peer-to-peer venues. Furthermore, the rollout of Tari, a strategic layer-1 blockchain initiative by key Monero contributors, has revived ecosystem excitement and drawn developer engagement.

Macro and Sector Tailwinds

On the macro front, the post-2024 crypto bull cycle—driven by increased Bitcoin institutionalization and renewed retail inflows—has set a constructive base for altcoins with unique value propositions. Heightened global debates over financial privacy, as seen with new EU and APAC regulations, are amplifying organic demand for solutions like Monero, regarded as the premier shielded money protocol.

Technical Analysis

Key Crypto Indicators: RSI, MACD, Moving Averages

• Relative Strength Index (RSI): Recent readings suggest a consolidation just below overbought (65–70), underlying healthy momentum without excessive froth.
• MACD: The weekly MACD has turned definitively bullish, crossing above the signal line, aligning with positive momentum across key timeframes.
• Moving Averages: The 21-, 50- and 200-day moving averages are all trending upward, underpinning a multi-month uptrend confirmation.

Robust Support and Bullish Reversal Signals

• Primary support zone: $310–320 has consistently absorbed corrective moves since early Q2 2025, offering a reliable entry floor.
• First major resistance: $420–450 remains a key breakout zone, corresponding to both historical highs and dense previous selling activity.
• Trend structure: The breakout from an 8-year accumulation base, alongside sustained upside volume and positive breadth, signal a structurally favorable setup for medium-term appreciation.

Momentum and Short-to-Mid-Term Outperformance

• XMR’s “Cup and Handle” formation, confirmed by several independent technical analysts, is a notable bullish structural pattern suggesting further upside.
• Momentum indicators flag an increased probability of powerful upside extensions as market confidence returns to the privacy narrative.
• Short-term retracements into the $320–330 range are being bought quickly, suggesting the presence of institutional and sophisticated capital seeking exposure.

Fundamental Analysis

Adoption, Strategic Partnerships, and Ecosystem Maturation

Monero is universally recognized for its zero-compromise privacy architecture, underpinned by advanced ring signatures, RingCT, and stealth address protocols. Its open-source, decentralized development model and absence of a single controlling entity provide unmatched resilience and censorship resistance.

• Ecosystem expansion: 2025 marked the launch of Tari, an innovative layer-1 protocol intended for privacy-centric NFTs and decentralized applications, further expanding Monero’s addressable use-cases.
• Community vibrancy: Hundreds of global contributors and an active research lab keep Monero at the technological frontier.
• Growing utility: As regulatory scrutiny on surveillance and data privacy intensifies worldwide, Monero’s value proposition functions as a crucial financial shield.

Attractive Relative Valuation

• Market Cap: ~$6B, with a fully diluted value closely tracking this figure due to Monero’s well-understood emission profile (post-tail emission).
• TVL: As a privacy coin, Monero is largely excluded from conventional DeFi TVL metrics but compensates with its dominant share of private transaction volumes globally.
• Supply economics: Infinite supply with an ultra-slow "tail emission" ensures miner incentives and network security, without diluting long-term value for holders.

Trading Volume, Liquidity, and Dominance

Despite regulatory delistings across major CEXs in Europe and Asia-Pacific, Monero maintains robust P2P and decentralized exchange volumes. Sustained daily turnover above $89M and its persistent inclusion in global top-30 rankings underline the market’s enduring trust and confidence.

Monero’s status as the leading privacy protocol grants it sectoral dominance, positioning it as the primary on-ramp for users seeking untraceable transactions—an attribute no competitor has matched at scale.

Structural Advantages

• Innovation: Active protocol development and a focus on unfalsifiable privacy.
• Security: ASIC-resistant PoW ensures decentralization and inclusivity.
• Community: Passionate global support via Community Crowdfunding System (CCS).

Catalysts and Positive Outlook

• Protocol upgrades: Continuous improvements and the anticipated 2025–2026 upgrades (including enhanced mobile privacy features).
• Ecosystem integrations: Tari’s growth and cross-chain privacy bridges foster broader institutional and DeFi use cases.
• Sector consolidation: Any shift toward increased financial surveillance internationally will act as a demand driver.
• Market cyclicality: XMR’s high beta to crypto bull phases, historically outperforming during risk-on sentiment.

Investment Strategies (by Horizon)

Short-Term (0–3 months)

• Tactical entries on dips towards the $315–325 support level may enable participation in rapidly developing upside moves as bullish technical patterns unfold.
• Near-term protocol upgrades and continued positive price action could catalyze further short squeezes and momentum chasing.

Medium-Term (3–12 months)

• Ideal positioning includes accumulation into any regulatory-driven pullbacks, especially ahead of Tari ecosystem milestones and layer-1 enhancement announcements.
• As Monero challenges its $420–450 resistance, a successful breakout could unlock new multi-year highs.

Long-Term (1–5 years+)

• For portfolio allocations seeking uncorrelated, high-conviction asymmetric bets, Monero combines a unique structural moat (privacy, censorship-resistance) with persistent product-market fit.
• Integration with broader privacy tech stack and growing grassroots/institutional demand significantly support a potential re-rating.

Positioning Tactics

• Technical retracements or “overhang” events (i.e., post-delistings) have historically offered optimal entry points for disciplined investors.
• Participation before key protocol upgrades and during sector-wide privacy debates may enhance risk/reward profiles.

Monero Price Projections – 2025 to 2029

Is Now a Good Time to Consider Monero?

Monero’s combination of sustained price recovery, robust technical structure, and relentless fundamental innovation positions it as a leading candidate for an opportunistic investment in the privacy coin segment. Key forces driving potential upside include a decisive breakout from historic consolidation zones, expanding ecosystem activity (notably with Tari), and growing global demand for censorship-resistant, private transacting—at a time when other privacy coins struggle to match Monero’s depth or security.

Despite structural regulatory challenges and select liquidity constraints, XMR’s unique properties—technological superiority, decentralization, and unmatched privacy guarantees—provide powerful long-term fundamentals that justify renewed interest at current and near-term price levels. The latest performance, together with major protocol development ahead, suggests Monero could be gearing up for a fresh bullish cycle aligned with both sector-wide and privacy-specific tailwinds.

In summary, Monero appears to represent an excellent opportunity for investors seeking exposure to the intersection of crypto’s privacy narrative and next-generation decentralized infrastructure. Investors attentive to both the rewards and risks may find current market conditions especially conducive to a strategic entry. As always, careful position sizing and continuous monitoring of the regulatory landscape remain essential to optimizing risk-adjusted returns in this high-potential segment.

How to buy Monero?

It is easy and secure to buy the cryptocurrency Monero (XMR) online, especially when you use a regulated trading platform. Investors in South Africa have two main options: you can purchase Monero “spot” (meaning you own the actual coins, held in your own wallet), or you can trade Monero price movements via Contracts for Difference (CFDs) without owning coins directly. Each method has its own benefits and risk profile. For a detailed comparison of platforms suitable for South Africans, please see the comprehensive table further down this page.

Spot Purchase

A spot purchase of Monero means you are buying real XMR coins and taking direct ownership—these coins are then stored in your personal wallet, either on the platform or a private device. Standard fees for spot trading in South Africa are usually a fixed commission per transaction, often ranging from 0.2% to 1%, and are payable in South African Rand (ZAR).

Example

If Monero is trading at $321.70 (about R6,000 at recent rates), your R20,000 investment will allow you to buy approximately 3.33 Monero coins (R20,000 / R6,000 ≈ 3.33), deducting a typical fee of around R100 per transaction.
✔️ Profit scenario:
If the price of Monero rises by 10%, your XMR holdings are now worth R22,000.
Result: gross profit of R2,000, equivalent to +10% on your investment.

CFD Trading

CFD (Contract for Difference) trading lets you speculate on Monero’s price movements without actually owning the coin. You open a position based on Monero’s value and can use leverage—amplifying gains and losses. CFD trading platforms typically charge a spread (difference between buy and sell price) plus an “overnight” financing fee if you hold your position for more than a day.

Example

You invest R20,000 in a CFD on Monero using 5x leverage. Your market exposure is thus R100,000 (R20,000 × 5).
✔️ Profit scenario:
If Monero’s price increases by 8%, your position gains 8% × 5 = 40%.
Result: a gross profit of R8,000 on your R20,000 stake (excluding fees). Remember, leveraged trading increases potential gain and risk.

Key Advice

Always compare platform fees, supported deposit methods, and security features before investing, as these can significantly impact your net returns. Whether you choose spot purchase or CFD trading should depend on your goals, risk appetite, and experience as an investor. We encourage you to use the platform comparison tool further down this page to find the option that best meets your needs.

Our 7 tips for buying Monero

The latest news about Monero

Monero has experienced a sustained positive price trend and robust market performance so far in June 2025. Over the last seven days, XMR has posted a price appreciation of approximately 0.9% despite global regulatory headwinds, building on an impressive 6-month gain of nearly 45% and a year-on-year rise of over 90%. The trading volume remains substantial, reaching $89–96 million in 24 hours, with the current price consolidating above a key support level in the $310–320 range. Investor sentiment is reported as neutral to moderately bullish, supported by technical signals such as a stable upward trend in moving averages and the emergence of a “Cup and Handle” pattern, often interpreted as bullish by market analysts.

Technical analysts confirm Monero has broken out of a multi-year accumulation phase, suggesting renewed long-term upside potential. Recent activity shows a marked increase in trading volume on upward movements, indicating strong market interest and the validation of technical breakouts. Multiple analysts have identified significant resistance in the $420–450 zone, correlating with Monero’s previous all-time highs, but the breach of longstanding accumulation and robust support at $310–320 suggest the possibility of a sustained recovery cycle. This aligns with a consensus 2025 price target of $418 and credible forecast ranges of $303–608, further fueling optimism among XMR investors.

Monero continues to strengthen its technological and governance profile, underpinned by community-led development and innovation. Monero remains the leading privacy coin, leveraging ring signatures, stealth addresses, and RingCT to ensure complete transaction anonymity—a unique value proposition increasingly relevant under growing global financial surveillance. Its ASIC-resistant RandomX proof-of-work protocol allows accessible mining and wide participation, key factors in its decentralized ethos. Significantly, Monero’s open community recently introduced the Tari layer-1 blockchain, highlighting ongoing technical diversification, and maintains active research via the Monero Research Lab. The governance structure stays fully decentralized, with development and community funding executed via transparent, bottom-up mechanisms.

Demand for privacy coins like Monero is rising globally and locally, with use cases expanding in emerging markets including South Africa (ZA). Analysts report that global interest in untraceable cryptocurrency assets has grown sharply amid increased financial scrutiny and local currency instability, with Monero often cited as a tool for capital preservation and private transactions. In South Africa, Monero maintains legal status as a digital asset, and local crypto platforms—though fewer following global exchange delistings—still facilitate XMR transactions for private users. This continuing accessibility, coupled with increasing demand for privacy in cross-border and peer transactions, highlights Monero’s relevance for ZA-based investors as traditional financial controls tighten worldwide.

Despite continued exchange delistings abroad, Monero demonstrates strong resilience and positive sentiment among both international and South African crypto communities. Although major exchanges like Kraken and Binance removed XMR from their platforms in Europe during late 2024, and regulatory risk remains high in several jurisdictions, Monero has maintained market liquidity and adoption via decentralized exchanges and local South African platforms. Community engagement is robust and sentiment is overwhelmingly positive—93% bullish according to CoinGecko—a testament to Monero’s sustained appeal and adaptability. This resilience is notable given intensified global regulatory attention and highlights the anchoring role of committed local and global user bases in supporting Monero’s ongoing viability.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.