My review of the PU Prime broker (June 2025)

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PU Prime, founded in 2015, is a multi-asset broker based in the Seychelles, operating internationally with licenses in Australia, South Africa and Mauritius. Very popular on Trustpilot, PU Prime obtains a remarkable rating of 4.4/5 from over 1,100 reviews, a score that testifies to the confidence given by many users around the world.

I spent six months thoroughly testing PU Prime by opening different types of accounts, comparing its fees, executing dozens of trades across several asset classes, and measuring its performance against that of other brokers I analyzed in the same time frame.

My goal was simple: can PU Prime be trusted? Is it a simple platform to use, especially for beginners? Are the spreads and commissions really competitive? Is the range of instruments sufficient to diversify a portfolio? And above all, how does this platform compare to the competition?

So I scrutinized everything: account opening process, management and trading fees, available financial instruments, functionalities, simplicity of the platform (desktop and mobile) and trading tools, etc. Below is my in-depth analysis of the broker PU Prime (compared to other platforms tested).

What to think of PU Prime?

My general opinion on PU Prime

After using PU Prime for several months, I can say that the platform pleasantly surprised me in several aspects. This broker offers access to over 200 CFD instruments spread across eight major asset classes, which allowed me to diversify my strategies without limitation: Forex, international stocks, major indices, metals, commodities, cryptos, bonds and even some ETFs in CFD form. It's a very comprehensive offering, even if everything is exclusively based on CFDs – no spot purchases possible.

Regarding platforms, PU Prime offers the classic MT4 and MT5, but I especially appreciated their proprietary mobile application, which is simple to use and very fluid. I was also able to test their integrated copy-trading tool (PU Social and PU Copy Trading), which is useful for exploring the strategies of other traders, even if certain transparency limitations held me back a bit. 

The fees are clearly a strong point: spreads from 0.2 pip on Prime accounts, zero commission on Standard accounts, and a fee structure without surprises. No deposit, withdrawal or inactivity fees – this has become rare in this market. For those who want to maximise performance, the ECN account with a $2 commission per lot with near-zero spreads is one of the most competitive I have seen, even compared to the biggest players in the sector.

However, PU Prime remains an offshore broker, not regulated in South Africa, which limits the legal guarantees for a trader based in South Africa. That being said, it is approved by several local authorities such as ASIC or the FSCA, and puts in place negative balance protection as well as a compensation mechanism via the Financial Commission. The security of funds is ensured by the segregation of client and operational accounts, which reassured me despite the absence of FSCA regulation.

Which trader profiles is PU Prime suitable for?

=> To beginner traders, thanks to its Cent account accessible from $20, its intuitive mobile platform and its total absence of additional fees. The presence of a pre-funded demo account and customer support available allow you to easily get started without financial pressure.

=> To active traders, who can exploit the Prime or ECN account with very tight spreads and reduced commissions. The executions are fast, the spreads on the Forex ultra competitive, and copy-trading also allows to expand its strategies by following other profiles.

=> To multi-asset traders who seek to diversify their portfolio across different markets. Access to a wide range of CFDs, including bonds and cryptos, combined with powerful platforms like MT5 opens the door to a wide variety of approaches.

However, PU Prime may not be suitable for long-term investors or those looking to actually buy shares, ETFs, or regulated savings products. The entire offering is based on short-term, leveraged CFDs, which implies a profile more oriented towards trading than investment.

PU Prime in a few seconds, it's:

My opinion on the security and reliability of the PU Prime broker

In my opinion, PU Prime remains a generally reliable broker, provided you fully understand how it operates outside the EU. It is not regulated by a South African authority, but compensates with several international licenses, a policy of segregating client funds, and guarantees against negative balances. For a trader based in South Africa, however, you must remain vigilant: in the event of a dispute, no local mediator is available, and appeals are more complex.

My opinion on the fees, spreads and commissions applied to PU Prime

What I noticed from my first trades with PU Prime was the ultra-competitive pricing structure. The broker offers several types of accounts, each designed for a different profile, with well-defined conditions.

The Standard account is perfect for beginners: no commission fees, spreads are integrated and remain moderate (around 1.5 pips on EUR/USD under normal conditions). It's a simple and accessible solution.
The Prime account, which I used for day trading, allows access to raw spreads from 0.0 pip with a commission of $7 round trip per lot. And to go even further, the ECN VIP account lowers this commission to just $2, with spreads that revolve around 0.2 pip. On Forex, it is one of the most competitive brokers I have tested.

Let's now look in detail at the broker's fee schedule.

What are the account fees?

While testing PU Prime, I found the total absence of additional fees very advantageous. There are no opening fees, no withdrawal fees, and not even inactivity fees. This is quite rare in the world of CFD brokers, and it allows you to focus solely on trading fees.

The minimum deposit of $50 for the Standard account (and even $20 for the Cent account) makes the platform very accessible, even for a beginner or occasional trader. It should also be noted that deposits can be made in several currencies, including crypto, which can avoid unnecessary conversions.

Trader Tip

To avoid any costly conversions, I recommend funding your account in the same base currency you've chosen (for example, in USD). Personally, I use Revolut to convert my funds at the interbank rate before making a transfer, which allows me to save on each deposit.

What are the fees on shares and ETFs?

PU Prime does not allow you to directly buy shares or ETFs outright. All instruments offered are CFDs, which means you do not actually own the securities. It is therefore impossible to build a classic long-term portfolio on this platform.

Here are the fees applied for trading CFDs on shares and ETFs:

For those looking to actually invest in stocks or ETFs outside of CFDs, alternatives like Degiro, Trade Republic or eToro allow you to buy securities directly, sometimes without commission, which is more suitable for a long-term or wealth-building approach.

What are the fees on cryptocurrencies?

For a CFD broker, PU Prime displays fairly competitive spreads on cryptos. The spread of ~$12 on BTC/USD is less than what I have observed on other similar platforms. This is interesting for short-term operations, but not optimal if you are looking to actually hold your cryptos. Exchanges like Binance or Kraken remain more economical for HODL or staking, especially with no swap fees.

What are the CFD fees?

I found the spreads at PU Prime to be really competitive, especially on the ECN account. On Forex, you can reach almost institutional levels, with 0.2 pips on EUR/USD + $2 commission, which is hard to beat. Even on commodities like gold or oil, the spreads remain low, which allows for good control of the entry cost.

This is a broker clearly designed for day traders and scalpers. The trick here: if you trade frequently intraday, avoid keeping your positions open overnight to avoid accumulating unnecessary overnight fees.

My opinion on the assets & markets available on PU Prime

PU Prime offers a good range of assets for a 100% CFD broker. It includes all the classics: Forex, indices, commodities, cryptos and US or South African stocks. The fact that it also includes bonds like the US 10Y in CFD is quite rare and brings an additional touch of diversification.

On the other hand, there is no spot purchase or long-term portfolio. Everything goes through leverage and contract for difference, so it is clearly a platform dedicated to active trading, not investment. But for that, the offer is wide and well structured.

My opinion on the platform

I tested PU Prime mainly on MetaTrader 5 and the in-house mobile application, and frankly, the experience is very smooth. The application is fast, well designed, and gives access to the essentials: order placement, charts, indicators, account management. Tracking tools like Autochartist or the currency heatmap are handy little bonuses.

The only point to note is the slightly more technical interface of MT4/MT5, especially for those who are just starting out. But for a trader accustomed to these tools, everything is there to do a good job, including automated trading via Expert Advisors.

Trader Tip

If you're starting out, begin with the PU Prime app to familiarise yourself with the environment, then gradually move on to MT5. Also, remember to set up alerts on your favourite assets so you don't miss any important movements.

Customer Reviews: What Users Think of PU Prime

PU Prime displays a Trustpilot rating of 4.5/5 based on 1,267 verified reviews. An overwhelming majority of users (77%) gave 5 stars, which demonstrates a high level of overall satisfaction. This is a very solid rating for a CFD broker, especially considering its international positioning.

Users regularly praise the quality of customer service, the availability of account managers (sometimes via WhatsApp), and the speed of withdrawal execution, including in crypto. Many also appreciate the simplicity of the mobile interface, the responsiveness of technical support, as well as attractive bonuses and promotions.

On the other hand, several negative comments mention difficulties with partial withdrawals, technical problems related to order execution (slippage or delay), or fees perceived as unjustified on certain promotions. Copy-trading is sometimes criticised for its lack of transparency, and some users denounce an unstable platform during updates.

Examples of customer reviews:

Théophas OGOUGNON (October 31, 2024)
"I recommend PuPrime. Top quality service and personalized follow-up even via WhatsApp. Instant withdrawals via crypto."

Smk HunTeR (November 26, 2024)
"Pu Prime is a simple, efficient broker with no withdrawal issues. Special mention to my account manager Fatima for her remarkable work."

JBD (November 11, 2024)
"The copy-trading system needs to be reviewed. Commissions are charged even in case of losses. Customer service only responds with automatic messages."

Account opening, deposits and withdrawals on PU Prime

Account opening

Opening an account with PU Prime is a seamless and fully digitised process. I followed the procedure without any issues: everything was done from my computer, and my account was validated in a few hours. Here are the steps to follow:

• Fill out the registration form with your personal information, choose the platform (MT4 or MT5) and the base currency of the account.
• Upload a valid identity document and a recent proof of address.
• Wait for manual verification of the documents (allow between 1 hour and 24 hours depending on the sending time).
• Receive access to the client area with the possibility of depositing funds or activating a demo account.

✅ Good to know

The demo account is only available after complete account validation, but it is free and pre-loaded with virtual capital (modifiable), ideal for testing platforms and strategies for a period of 30 days.

PU Prime Deposits and Withdrawals

I tested both a crypto deposit and a withdrawal via bank card, and everything went smoothly. Processing is fast, generally within the day for withdrawals via wallet or crypto. No commission is charged by PU Prime, which is a real plus. However, be aware that some fees may come from payment providers (especially for international bank transfers).

Trader Tip

Use crypto deposits if you want to avoid bank delays and enjoy near-instant processing. And remember to check your account's base currency to avoid unnecessary conversion fees.

Account Types Available on PU Prime

PU Prime offers a well-structured range of accounts to meet the needs of all types of traders, from beginner to professional. Whether you prefer a Standard account with no commission, an ECN account with low spreads, or a Cent account to start with micro-lots, you have several options available. The broker also allows trading via copy trading, in addition to offering an Islamic account and a demo account accessible after registration.

✅ Good to know

The Cent account allows you to get started with only $20 and micro-lots. Ideal for training in real conditions with low risk.

Conclusion: Should you invest with PU Prime

After several months of testing, PU Prime has convinced me as a serious and efficient platform, especially if you're looking for a CFD broker with low fees and multi-asset access. Tight spreads on Forex, numerous promotions, the availability of an ECN account from $50, as well as compatibility with MT4 and MT5 make this platform a comprehensive tool for active traders.

I also appreciated the mobile experience, the integrated copy trading, and the total absence of hidden fees, especially on withdrawals and inactivity. While PU Prime is not regulated in Europe, it offers several guarantees (segregated funds, negative balance protection, very responsive customer service) that allowed me to trade with confidence.

In short, if you are looking for a broker to day trade, scalp or test strategies on a wide range of CFD assets, PU Prime is a solid and effective option.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.